Our new feature. Money wise Monday. Where we share tips etc to make your rands go further.

Written by Wanda Hartzenberg and ChatGTP

Cutting Down on Monthly Expenses

Title: Cutting Down on Monthly Expenses: Practical Tips and a Homemade Mayonnaise Recipe

Introduction: In today’s fast-paced world, finding ways to save money is essential. By identifying and reducing unnecessary expenses, you can free up funds for more important things or build up your savings. In this blog post, we’ll explore practical examples of how you can cut down on monthly expenses. Additionally, we’ll provide you with a recipe for making homemade mayonnaise, a pantry staple, at a fraction of the cost compared to store-bought options.

  1. Review Your Subscriptions: Take a closer look at your monthly subscriptions and determine if they are all necessary. Consider canceling subscriptions you no longer use or find alternatives that offer similar services at a lower cost. For example, instead of paying for multiple streaming services, choose one or share subscriptions with family or friends.

  2. Energy-Saving Practices: Implement energy-saving habits to reduce your utility bills. Turn off lights and unplug electronics when not in use, use energy-efficient light bulbs, and adjust your thermostat to save on heating and cooling costs. Conserving energy not only helps the environment but also puts money back into your pocket.

  3. Meal Planning and Bulk Buying: Plan your meals in advance and create a shopping list accordingly. This helps you avoid impulsive purchases and reduces food waste. Additionally, buy non-perishable items, such as rice, pasta, and canned goods, in bulk. Buying in larger quantities often offers significant savings and ensures you have essential ingredients on hand.

  4. DIY Cleaning Products: Instead of purchasing expensive cleaning products, consider making your own. With simple ingredients like vinegar, baking soda, and essential oils, you can create effective and environmentally friendly cleaning solutions. Not only are these DIY alternatives cheaper, but they also eliminate harmful chemicals from your home.

  5. Transportation Alternatives: Reduce transportation costs by exploring alternative options. Carpool with colleagues or friends for your daily commute, use public transportation when possible, or consider biking or walking for shorter distances. By minimizing your reliance on personal vehicles, you can save money on fuel, parking fees, and maintenance.

  6. Reduce Eating Out: Eating out frequently can quickly drain your budget. Instead, plan and prepare meals at home. Try batch cooking and freezing leftovers for busy days. Cooking at home allows you to control ingredients, portion sizes, and costs. Challenge yourself to recreate your favorite restaurant dishes and discover new recipes along the way.

  1. Homemade Mayonnaise Recipe: Store-bought mayonnaise can be expensive, especially if you consume it regularly. Here’s a simple recipe for homemade mayonnaise:

Ingredients:

  • 1 egg yolk
  • 1 tablespoon Dijon mustard
  • 1 cup vegetable oil
  • 1 tablespoon white vinegar or lemon juice
  • Salt and pepper to taste

Instructions:

  1. In a bowl, whisk together the egg yolk and Dijon mustard until well combined.
  2. Slowly add the vegetable oil, whisking continuously, until the mixture thickens.
  3. Gradually add the vinegar or lemon juice while whisking.
  4. Season with salt and pepper according to your taste preferences.
  5. Transfer the homemade mayonnaise to a jar or airtight container and store in the refrigerator for up to one week.

Making your own mayonnaise not only saves money but also allows you to customize the flavor and avoid unnecessary additives found in store-bought versions.

In my house this recipe is a staple.  Yes it saves money etc.  It is also fast to make and if you run out of a bottle you need not go to the shops and spend time and money to get one jar of Mayonnaise.  Also, it tastes a lot better than the store version.  Think on it.  Less gas use.  No additives.  Recycling of glass jars.  Better taste.  Less cost.  This is truly a recipe you need to keep.  

Conclusion: By implementing these practical tips for cutting down on monthly expenses, you can take control of your finances and make significant savings. If you have some of your own tips, please share with us.